Trusted Advisors Group (TAG) of the Community Foundation of Greater Flint is a network of estate planning attorneys, CPAs, financial and wealth advisors, and real estate professionals who help their clients give back to the causes they care about. Members connect with peers across these fields, gain access to local philanthropic expertise, and learn practical ways to bring charitable giving into conversations with clients, creating lasting impact for our community along the way.

Joining TAG is at no cost to you.  To become part of the network, email Amy Krug at akrug@cfgf.org. 

Sound like you?

TAG brings together the professionals who guide clients through life's biggest decisions:

  • Estate planning attorney
  • Elder law attorney
  • CPA
  • Tax advisor
  • Financial advisor / CFP®
  • Wealth manager
  • Private banker
  • Commercial real estate advisor
  • Insurance agent
  • Real estate broker or agent specializing in high-net-worth clients

If that's you, you should join TAG!

 

Upcoming Events

Lunch at Flint Golf Club with Trusted Advisors Group

Wednesday, July 29, 2026 | 12:00 p.m. - 1:30 p.m. (Open house style) | Flint Golf Club

Join the Trusted Advisors Group for lunch at Flint Golf Club! Feel free to bring a colleague or someone in your network who might benefit from connecting with us too. Register and you'll be entered into a drawing for a foursome at Flint Golf Club. Bring a guest along, and you'll get an extra entry.

Kindly RSVP for yourself and any guests so we can plan for an accurate headcount. RSVP by emailing akrug@cfgf.org or calling 810.449.9253.

A Qualified Charitable Distribution allows individuals age 70½ or older to make charitable gifts directly from an IRA—potentially excluding that amount from taxable income.

Under the SECURE Act 2.0:

  • Required Minimum Distributions (RMDs) generally begin at age 73
  • RMDs are typically fully taxable

A QCD may allow your clients to:

  • Satisfy all or part of their RMD
  • Reduce Adjusted Gross Income (AGI)
  • Lower exposure to:
    • Medicare premium increases (IRMAA)
    • Taxation of Social Security benefits
  • Did you take (or plan to take) an IRA distribution this year?
    • We may be able to coordinate your IRA distributions more efficiently — potentially avoiding higher Medicare premiums (IRMAA), reducing Social Security taxation, and keeping more deductions intact.
  • Do you regularly make charitable donations? Are you already planning to give this year?
  • For clients with a Required Minimum Distribution (RMD) Would you like those dollars to go to taxes—or to causes you care about?
  • Have you previously made a Qualified Charitable Distribution (QCD)?
  • Are you interested in making a QCD in the future?

Community Foundation of Greater Flint can serve as a resource to help you guide clients through charitable giving conversations:

  • Facilitate direct receipt of QCDs and provide proper documentation for tax reporting
  • Help clients streamline giving to multiple organizations or a single organization over multiple years through a single, efficient transaction 
  • Support conversations around fund creation (field-of-interest, designated, or unrestricted funds) aligned with client values
  • Offer insight into local community needs and high-impact opportunities
  • Collaborate with you to ensure charitable planning aligns with the client’s broader tax and estate strategy

Positioning QCDs through a trusted community partner can deepen client relationships while enhancing impact.

  • QCDs must be made directly from the IRA to a qualified charity
  • If the client receives the funds first, the distribution will be taxable
  • Annual limit: up to $100,000 per person

IRA Distributions & Charitable Giving (QCD Opportunity)

The work of the Community Foundation of Greater Flint is to help generous
individuals make a charitable impact. Qualified Charitable Distributions
(QCDs) add strategy to that generous intention.

As you are meeting with your clients to review their tax documents, please take a
moment to review the questions below. You may have an opportunity to reduce
their taxable income while supporting causes they care about.

For charitably inclined clients, coordinating QCDs before taking RMDs can
improve tax outcomes, simplify reporting, and create more intentional giving
strategies.